We offer a wide range of banking products and services which a large number of our population is unable to access such as:
OCN products are unique and realistic. OCN Maize Meal is our main food product to introduce our brand, which will later be followed by many other products in food products. The maize meal comes in 12,5kg’s. OCN Maize meal is the best quality at reasonable price to feed the nation. Only members get the opportunity to trade with our food products which are not to be sold at chain stores. Distributors are required nationally. This is the easiest way to start your own business.
We use the best service providers to assist our members with their financial problems. Debt Counseling and debt review is OCN’s main focus in services. To make sure that all our members enjoy a debt free life. Mzasi Debt Counseling is one of the best independent service providers we use. All OCN members will enjoy the benefit of debt counseling at affordable cost to them. With a clean credit record, you can buy a house, car or anything you need on credit. All you need is proof of income and a clean ITC record.
OCN has partners within the banking sector whereby banking tools are offered to OCN to promote to members and clients. Such partnerships have influenced OCN to start a financial cooperative for its members. OCN is currently working on that project of having a financial cooperative managed by members.
For members that do not have bank accounts or don’t want to be paid in their current accounts, we use our pre-paid master cards to pay them. Diamond Cash Card. It works internationally in all ATM’s and POS. No Debit Orders or Garnishee is allowed in this card. It is safe with internet and cell phone banking. Non South Africans can also use the cash card.
Organization can raise funds through partnering with OCN to supply maize meal where needed. Churches, Schools, Creche’s, Stokvels, and many others that require funding projects can participate. OCN shares profit with all participants to make sure of a sustainable contribution to the community.
Our Major fund raising project is to assist Township Schools with funding for School Sports. We fix sports facilities and provide sports equipments and attire to schools willing to take part in our project. This we also do in partnership with the parents for the benefit of their children. There are over 15 000 schools in SA that require our assistance and God willing, we will be able to assist them all through the sales of maize meal. That is why we only sell through members because they understand the power of profit sharing.
At OCN, we believe that we must encourage our communities to be informed. The best way to get information is through reading and teaching our children to love and enjoy reading so that we may all be informed. To teach our children to read will be simple if only we can have a reading session where we ask them to read to us. 10 min each day will make a difference.
Our children today don’t read books of value or enlightening material, as a result they resort to magazines and tabloid papers which expose them to all sorts of social ills. It is also witnessed on social media how they write. One cannot even read because it is no longer a language but codes that they write.
Our books will motivate you to understand that you too can live a good wealthy life. They will make you understand what stands between you and the life you desire. OCN is willing to deliver that opportunity to you. You must just be willing to accept it with an open mind.
Our Books of Principle have been well chosen and are written by a special friend who fears God and is in a mission to serve God’s purpose.
It is this reason that these books where chosen for our members to read because our Company Values are in line with the contents of these books.
Written to educate and motivate, these books are not only about God but how we relate to God and our business. Simply put, “put God first in everything you do, it will flourish”. These books are for families, friends and of cause the church. To understand why we are poverty stricken and how we can get out of it is in these books. You need it in your daily life to be enlightened.
OCN is promoting the books to members who in turn can promote to others and share in the profit. Call OCN Offices on 011 056 5252 to get more information regarding the books.
Or just send an email to firstname.lastname@example.org
Buy at R200 cost price from OCN
Members sell for R250 and make R50 profit
Read to Grow!
Adopted from the co-operative act of The Republic of South Africa
Co-operatives are autonomous associations formed and democratically directed by people who come together to meet common economic, social, and cultural needs. Founded on the principle of participatory governance, co-ops are governed by those who use their services: their members.
Based on the principles of empowerment, education, and community, co-ops operate laterally promoting participation both within their own organization, and through a focus on community interaction, and support.
OCN ‘‘consumer co-operative’’ is the one that procures and distributes goods or commodities to its members and non-members and provides services to its members, supporters and communities. Consumer cooperation has been a focus of study in the field of cooperative economics by OCN Co-op founders.
According to the founders of OCN Co-op the following steps will take place to create members.
PHASE I - DEVELOP THE CO-OPERATIVE BUSINESS IDEA
PHASE II - CO-ORDINATE THE PRE CO-OPERATIVE'S ACTIVITIES
PHASE III - ORGANIZE AND START UP THE CO-OPERATIVE
In 1844, as Henry David Thoreau was preparing to build a cabin on Walden Pond , and the industrial revolution began to urbanize the western world, 28 workers in Rochdale England formed the first successful co-operative. These weavers, shoemakers, cabinetmakers, tailors, printers, hatters, and engineers wrote down a set of principles to operate their food co-operative, which contributed to their success and spread to other co-operatives around the world. Although co-operative societies had existed previously, the successful establishment of the co-operative in Rochdale marks the beginning of the modern co-operative era. The ideas of the Rochdale Pioneers' were simple, but profoundly transformed the traditional producer/consumer relationship and created a pathway for small and large-scale community based economic and social development. Today, more than 150 years later, this heritage continues to affect the lives of millions of working people worldwide.
The hub of the global co-operative movement, the International Co-operative Alliance, has accepted seven principles that guide all co-operative organizations:
OCN Co-op will have three committees: Finance, Product Education and Strategy. The committees include board and non-board members. The committees are a direct link to the membership and communities. The product information committee produces information which is published in the newsletter, online media, and as pamphlets. For example, our food products will carry information about all other products and services we provide to create awareness. This will be followed by information about the company and alternative products that are available. The co-op also will also have a colour code system that identifies locally produced, purchased and/or processed products. The committees are a direct link between the board and the general membership and supporters.
Before 2013 OCN was a food-buying stokvel made up of collectives. Collectives were organised within members who shared a vision of stating their own maize meal business and each was run autonomously. The stokvel collated and submitted orders for bulk pre-ordering with the other stokvels. Responsibility for ordering and sorting the food for the whole stokvel family remained with OCN Stokvel as the main creator of the program.
All of the work was done by OCN founding members. By ordering natural foods in bulk, consumers were able to buy otherwise inaccessible natural food at reasonable prices. The food buying Stokvels are becoming popular because there are minimal overhead and management involvement. It is has not been easy. OCN had to buy bulk stock and divide it to its members in small portions as they buy to sell. The logistic thereof has been a costly exercise hence members involvement was vital.
The founder’s experiences with activism and community organisation are associated with certain skills useful to starting co-operatives.
Their collective experience brought communication, group decision-making skills and leadership qualities. Through trial and error they learned how to start, manage and operate co-operatives.
As we start OCN co-op, things may be more sophisticated, as community activists, we have to become more professional. We have to be able to learn and to stay competitive because of the commitment to the vision and the mission to uplift our communities to participate and enjoy the economy of their country.
Our major business undertakings will fall under the scope of projects listed below where each has its own business plan and operate independent from others and controlled by its own directors and committee.
While the Co-op will adopt and observe all the rules as stated in the OCN Co-op constitution;
The Co-op requires interested individuals with the same vision to participate in our undertaking by applying for membership and buying shares at R2000 membership fee. Applying members should also fall under OCN Network membership. If the applicant is not an OCN Network member, the applicant will have to first take OCN Network membership at R1500 and then apply to be a member of the Co-op. First preference will be given to OCN Network members. First come first served.
A Stokvel is like team building, it is an ongoing process that helps a work group evolve into a cohesive unit. The team members not only share expectations for accomplishing group tasks, but trust and support one another and respect one another's individual differences.
Let us start by congratulating the organizers of this profoundly important initiative for bringing various people together to participate in stokvels, the often forgotten critical players in the savings and investment landscape of our country. You have defined the objective of OCN “a platform for stakeholders to engage, share information and find solutions where there are challenges.”
Stokvels are so much misunderstood and so much neglected. Yet stokvels and network marketing companies play an important role for radical economic transformation and the revitalisation of the township economy. The tradition of collective saving scheme through stokvels is well known and well established among the black communities in general and Africans in particular.
Within this tradition we find various ways in which our people have pooled their savings and resources as groups to address various community needs – whether it be about saving towards holiday, grocery, wedding, entertainment, education, house or car. The savings are usually for a shorter period and the money rotates among members of the stokvel every month. The stokvels take different forms which include over 18 million members.
Sadly, the revolutionary and transformative potential of both the stokvels and networks has not been understood and unlocked. The strong value of cooperation and solidarity ever present in stokvels that promotes economic justice and social economy has been mistreated by greedy individuals.
The practice of greater equality and more democracy is strongly embedded in stokvels. Many leaders of our communities first learnt about chairing a meeting, doing secretarial work, managing members' finances, in a stokvel. Stokvels are indeed schools of democracy where ordinary citizens meet on a regular basis, control how their money is used and design their own benefits.
Many researchers have estimated that, the membership of stokvels contribute between R25 billion and R44 billion to the national economy.
However, are those who are saving money through these schemes getting maximum returns on their savings? Is the money working for stokvels or is it working for insurance companies and banks? Why is the money invested by stokvels not being invested to improve quality of life in the townships? How do we protect these schemes from unscrupulous and rogue financial services providers?
Because of these challenges, OCN intend for people to work together around education, training and sharing of best practices and experiences in the stokvel and network marketing sector. By creating forums that will provide space for member education and sharing of knowledge on best practices in managing the affairs of the societies.
With OCN program, members will be encouraged to use some of their savings to invest collectively in fixed assets and infrastructure projects which will generate income continuously for members, with a better rate of return on investment as part of our education.
It is estimated that the township economy is worth more R100 billion. Soweto alone is about R18 billion. Most of the money generated in the townships is spent outside the townships, instead of circulating the money in the local communities to produce goods and services that meet the needs of the community, thus boosting local economic development.
OCN would like to see many of you having actual projects that will boost township businesses. Let us ensure that we revive the spirit of entrepreneurship in our townships. Let us take back township spaza shops and ensure there is a vibrant economy in our areas. Let us use the monies that are raised through stokvels to build sustainable small business and township enterprises. We want townships to grow the vegetables and bake the bread that feed township residents. We want townships to produce the furniture, the uniform and food that our schools and communities require.
OCN combined capital from the Stokvels will drive radical economic transformation. WE can change the quality of life of the overwhelming majority of South Africans, especially those who live in the townships and rural areas. We cannot leave our economy to remain in the hands of few monopolies. If we do, future generations will spit on our graves. We cannot fail. We dare not fail.
We look forward to future interactions and serious engagements with the representatives of stokvels, network marketing and their members.
The aim of the program is to make sure that people always have money in their cards and to be able to participate in our food program where they can get discounts when using the card.
There are many other benefits listed in the presentation which requires your card to have money.
The funds you raise from the program will build your profile which will enable you to acquire things that you may need on credit from the bank and also to be able to pay your debts faster.
Funds made by OCN program will assist the OCN Co-op to fund members to start their own business in food retail around the country. The major goal is to assist willing members to have businesses and create jobs. We currently have over 20 000 retail spots around the country where we need to put traders. However, many have no starting capital. The program is a major solution to their financial dilemma.
You too can raise money using the OCN program by just promoting OCN Products to 3 Friends.
It will mostly take you 2 to six months to raise the capital you need to start your own business with OCN program commission. Acceptations will be given to members of the co-op who can access funding from the co-op.
The program allows you to rotate as many times as you wish thereby making continuous commission. Many other opportunities are available to choose from. Suggestions from members are welcome so that we can improve.
Together we can fight poverty in South Africa and the whole Africa.